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  • Top AI Tools That Help You Make Money Online (Even as a Beginner)-2025

    Top AI Tools That Help You Make Money Online (Even as a Beginner)-2025

    How to Use AI Tools to Start Making Money Online in 2025

    Artificial Intelligence isn’t just for nerds anymore – it helps put real economic opportunity out there for anyone to capitalize on income generating online, even if they have no experience whatsoever. Whether you’re a student, freelancer, stay-at-home parent, or just someone dabbling in the digital economy… AI tools save you time, automate work, and help you start making money online faster. This is a list of beginner-level AI tools you could start to make money with today.

    Artificial Intelligence tools illustration showing a digital brain and human interaction

    1. ChatGPT

    Best For: Content development, customer service, ideation. Use ChatGPT to write blog posts, address customer inquiries, product descriptions, written paperwork and much more. Freelancers are using ChatGPT on Fiverr and Upwork to offer writing and virtual assistant services.

    – How to Make Money online : Freelance website selling written content or offering AI-generated services, or generate digital products more quickly.

    Laptop screen displaying chatgpt.ai homepage on a carpet, used for AI content generation

    2. Jasper.ai

    Best For: Long blog post copy, and advertisement copy. Fantastic for bloggers and affiliate marketers – Jasper helps you create long-form SEO content, product reviews, and better quality blog posts possible. How to Make Money: Affiliate marketing through your blog, or displaying advertising on your blog.

    3. Copy.ai


    -Best For: Writing quick marketing copy or emails.
    If you’re running a small business or freelancing, Copy.ai is a powerful tool you can use to write your marketing material, social media posts, and even product descriptions.

    -It helps you get started writing emails to clients, generate content ideas, and save hours of brainstorming. Plus, it’s beginner-friendly and doesn’t require advanced writing skills. With its wide range of templates and tones, you can tailor content for specific audiences, whether you’re launching a new service or sending cold emails. Copy.ai also helps beat writer’s block by instantly generating multiple drafts you can refine and use.-

    4. Canva +

    Magic Write Best for: AI generated graphic design. Canva’s artificial intelligence (ai) tools allow you to create social media content, YouTube thumbnails, presentations, and other various forms of content.

    – Ways to make money online: Selling digital designs through different online marketplaces (Etsy, Fiverr), creating and running social media pages, or advertising affiliate products.

    5. Pictory.ai

    Best for: Turning written text into short videos. You can create YouTube shorts, TikToks, or Instagram reels from blog posts or scripts.

    Ways to make money online : Monetizing YouTube videos, providing a service to create videos, or driving traffic to affiliate links with your videos.

    6. Notion AI

    Best for: Productivity and freelance organization.

    -Good for summarizing content you already have, managing projects and timelines, or planning a calendar of content for future projects or publications.

    -Ways to make money online: Being more productive and providing an organized, custom service (project management, VA service, content calendar, etc.).

    7. Surfer SEO + ChatGPT

    Best for: Ranking your blogs on Google. Surfer SEO optimizes your blog with keywords you can incorporate while ChatGPT helps you write the blog you want, while easily incorporating keywords as suggested by Surfer.

    -Ways to make money online: Starting a niche blog, ranking on Google to drive traffic, and monitizing your blog using google AdSense, affiliate links, or affiliate products.

    Quote about AI and productivity showing robot hand and bold message about people using AI

    Final Thoughts

    No need to be a tech genius to start making money online. These ai tools are made to make it easier and to maximize your potential to earn money online. Whether you want to start a blog, freelance, create videos, or market your products – the AI tools above will be able to assist in your journey.

    👉 Interested in more tools that you cam make money online , guides, and free resources? Head to DigitMentor.com for expert tips on AI, productivity, and digital skills. Be sure to sign up for our newsletter and follow us on social media to stay in the loop!

  • 7 Best AI Tools to Help Students & Beginners Manage Money Smarter

    7 Best AI Tools to Help Students & Beginners Manage Money Smarter

    Introduction

    The future of artificial intelligence is now — it’s transforming how we work, invest, and manage our money today. Whether you are a college-bound teen learning how to budget or a novice investor, these A.I.-enabled tools can help you make smarter, faster faliscions. Here are some of the most user-friendly AI tools that any beginner can use to make a positive impact on the world of finance.

    Why AI Matters in Finance

    Artificial intelligence takes the guesswork out of financial planning. It can dissect your patterns of spending, anticipate what is likely to happen in the future, automate savings and even offer a recommendation about how to invest to achieve a particular goal.

    These systems have the advantage of simplicity, automation, and personalizsed guidance, and are suitable for novices and for students with little time or knowledge.

    The Top 7 AI Tools That Could Revolutionize Your Money Management

    1. Cleo
      An AI chatbot that communicates with your bank and provides straightforward guidance on budgeting. Consider Cleo to be your astute, a little snarky financial companion. Ideal for: tracking expenses and creating a budget
      Why it’s so good: Interactive, simple, and enjoyable
    2. Plum automatically saves little amounts for you by using AI to analyze your spending. Ideal for: Students that have financial difficulties
      Why it’s so good: You save money without realizing it.
    3. Google Sheets or Excel + ChatGPT
      AI can be used to generate spreadsheets for financial planning or to instantly ask queries about budgeting and investing. Ideal for: students learning DIY financial
      Why it’s so good: Adaptable and economical
    4. AI Zest
      A bank-used technique that is still helpful in understanding how AI might assess creditworthiness. Ideal for: Researchers or students studying finance
      Why it’s so good: Artificial Intelligence in the Real World
    5. The Upstart
      evaluates personal loan applications using AI, even if you don’t have much credit history. Ideal for: Early borrowers or students with part-time jobs
      Why it’s so good: use information other than credit scores
    6. WallyGPT
      An AI personal finance assistant that can aid you with goal-setting, budgeting, and habit tracking. Ideal for: Those who are new to financial literacy
      Why it’s so good: blends real tools with coaching via chat
    1. Money from Tillers
      gives you real-time financial tracking by connecting your bank account to Google Sheets and using templates and automation.

    Ideal for: Spreadsheet- loving students
    Why it’s so good: combines control and automation

    How to Pick the Appropriate Instrument
    Are you attempting to comprehend where your money is going or save it?

    Which do you prefer: spreadsheet-based solutions or straightforward apps?

    Do you require quiet automation (like Plum) or motivation (like Cleo)?

    Choose a single tool that best suits your style to start. Most offer free trials.

    Final Thoughts

    Finance can be daunting, but AI is equalizing the field. Whether you’re new to money management or just planning to save more, these tools help you budget and invest with confidence. The future of finance is smart — and it opens with your next download.

    👉 Ready to Learn More?

    Read more articles from DigitMentor.com to see how AI is changing the world of tech, finance, and digital skills.